Medicaid failures

A few minutes ago I was listening to the Richard Land radio show, and he had a guest on the show who is a doctor and worked as a consultant for the Houston hospital system because it had a problem with the emergency room losses from uninsured people.

Anyways, he ended up discussing the difference between Medicare and Medicaid, and how the two are different. I already knew Medicare pays less than private insurance and that's why some doctors don't take Medicare patients, but he said specifically Medicare pays 20 to 30% less than private insurance. When he got to Medicaid, he stated that Medicaid pays even less, something like 69 or 7o% of what Medicare pays. And therefore, Medicaid patients are very limited in care options.

Further, Medicaid and Medicare are both about to bankrupt our government.

So let's solve part of the problem: Medicaid. Instead of a blanket program to give a free insurance to the poor, why not do what Switzerland does, and instead, let the poor go out and get a policy and reimburse them on their premiums. This would reduce government bureacracy and save money.